Farmowners

 

We offer the best coverage available for farm dwellings, outbuildings, grain systems, and equipment. Farm dwellings can have replacement cost coverage and replacement cost coverage for personal property just like our homeowner programs. We also offer replacement cost coverage for superior outbuildings. For farm equipment, blanket inventory coverage is available or individual coverage for specific items can be purchased based on your needs.

Equipment Breakdown – Farm

New technology adds to equipment risks. This coverage can pay for equipment repairs or replacement, loss of business income, perishable goods, and related expenses. Some examples:

  • Electrical distribution systems
  • Heating and cooling systems
  • Refrigeration systems
  • Business computers
  • Deep well pumps and motors
  • Emergency generators
  • Grain dryers
  • GPS units
  • Ventilation fans

Confinement Operations

A comprehensive program is available for those who own and operate livestock confinement operations. Suffocation coverage is offered for qualified risks. All confinement stuctures are subject to annual inspections.

Liability

Personal liability, farmowners liability, and liability for landlords is available